WMA Terms & Conditions
1.1 The "WMA", "we", and "our" mean the Wealth Management Association, whose principal place of business is at 22 City Road, Finsbury Square, EC1Y 2AJ, United Kingdom.
1.2 “You” and “your” refer to the registered WMA website user and/or WMA event or seminar attendee (“delegate”). Your use of WMA's products, events, seminar courses and websites (collectively referred to herein as the "Services") is subject to the terms of a legal agreement between you and the WMA.
2. Accepting the Terms and Conditions (thereafter "Terms")
2.1 In order to use our Services, you must firstly agree to the Terms.
2.2 You can accept the Terms by:
• Clicking to accept or agree to the Terms, where this option is made available to you by the WMA in the user interface for the Services; or
• By actually booking or using our Services. In this case, you understand and agree that we will treat your use of the Services as acceptance of the Terms from that point onwards. If you are registering on behalf of another it is your responsibility to ensure that the delegate is aware of the Terms and accepts them, and by completing the registration, you are warranting that you have made the delegate aware of the Terms and that they have accepted the Terms.
2.3 The Terms will continue to apply until terminated by the WMA.
3. Use of Services
3.1 In order to access certain Services, you may be required to provide information about yourself (e.g. identification or contact details) as part of the registration process for the Services, or as part of your continued use of the Services.
3.2 You agree that any registration information you give to the WMA will always be accurate, correct and current.
3.3 Unless you have been specifically permitted to do so in a separate agreement with the WMA, you agree that you will not: (i) reproduce, duplicate or copy, or (ii) sell, trade, resell or otherwise commercially exploit, any of the Services, or any part thereof, for any purpose.
4. Passwords and account security
4.1 You agree and understand that you are responsible for maintaining the confidentiality of passwords associated with any account you use to access our Services. For the avoidance of doubt, you agree that you will not permit any other person to use your account or password to access our services.
4.2 Accordingly, you agree that you will be solely responsible to the WMA for all activities that occur on your account.
5. WMA membership
5.1 Registration to our website does not automatically constitute membership to the WMA, either full or associate. Please refer to our website for details on how to become a full or associate member.
5.2 Membership of WMA is governed by the Membership Rules.
Events Terms & Conditions
1.1 The Events terms and conditions should be read in conjunction with the WMA General terms and conditions.
1.2 The "WMA", "we", and "our" mean the Wealth Management Association, whose principal place of business is at 22 City Road, Finsbury Square, EC1Y 2AJ, United Kingdom.
1.3 “You” and “your” refer to the registered WMA website user and/or WMA event attendee (“delegate”). Your use of WMA's products, events and websites (collectively referred to herein as the "Services") is subject to the terms of a legal agreement between you and the WMA.
2. WMA membership
2.1 Registration to our website does not automatically constitute membership to the WMA, either full or associate. Please refer to our website for details on how to become a full or associate member.
3. Payment for WMA events
3.1 Upon acceptance to the event, you will receive confirmation and a dated invoice.
3.2 We request full payment within 30 days of the date of the invoice or prior to the event taking place, whichever occurs sooner.
3.3 All events are subject to VAT at the prevailing rate.
4. Cancellations, substitutions and non-attendance by the delegate
4.1 If you are unable to attend an event, you may nominate a suitable substitute delegate from the same company to attend in your place. There will be no additional charge provided that you inform the WMA of the substitution prior to the event taking place.
4.2 There is no charge for transferring your booking to another event in the same series on an alternative date, provided that you notify the WMA in writing up to 30 days before the start of the event you are booked on, and provided that the alternative event takes place within 12 months of the original event. If there is a discrepancy between the costs of events, the delegate will be required to pay the difference plus VAT to the WMA.
4.3 If you are unable to attend and are unable to transfer your place (in line with 6.1 or 6.2 above), provided that you notify the WMA in writing or via email up to 30 days before the start date of the event, you will receive a full refund.
4.4 If you fail to notify us of a transfer of booking (in line with 6.1 or 6.2 above) or withdraw for whatever reason, within 30 days of the event, the full fee will be nonrefundable and remain payable in full.
5. Warranties and limitation of liability
5.1 Joining instructions for events will include an outline of the day, venue details, map and local hotel details, if applicable, and shall be issued approximately two weeks prior to the event. It is the responsibility of the delegate to contact the WMA if joining instructions have not been received. The WMA will not be held responsible for nonreceipt of joining instructions and refunds will not be issued under such circumstances.
5.2 The WMA gives no warranties in respect of any aspect of the event or any materials related thereto or offered at the event and, to the fullest extent possible under the laws governing the Agreement, disclaims all implied warranties, including but not limited to warranties of fitness for a particular purpose, accuracy, timeliness and merchantability. Neither the WMA nor its affiliates can accept any responsibility or liability for reliance by you or any person on any aspect of the event or any information provided at the event.
5.3 None of the materials pertaining to our events are intended to constitute financial, legal or other advice, should not be relied upon as such and is not a substitute for obtaining such advice. The WMA, its employees, trainers, contractors or consultants do not accept responsibility for delegates' actions, or those of any other people reading event notes or interpreting the event in litigation.
5.4 The WMA does not accept responsibility for complaints arising from possible food poisoning or allergies and all such complaints should be addressed or directed to our catering companies, which can be contacted through us upon request. We will take reasonable steps to communicate any special requests/dietary requirements on behalf of the delegate if they are provided at the time of booking.
5.5 While the WMA endeavors to ensure reasonable safety and security at our events, it must be understood that all parties attending do so at their own risk. We will not be held responsible for injuries that may be incurred as a result of attending an event where the circumstances are outside of our control. Neither the WMA nor its affiliates shall be liable for any direct, indirect, special, incidental, or consequential costs, damages or losses arising directly or indirectly from the event or other aspect related thereto or in connection with the Terms. However, nothing in these terms and conditions or any other terms of the WMA seeks to exclude liability for death or personal injury resulting from the WMA’s negligence.
6. Changes and cancellations by the WMA
6.1 You acknowledge and agree that we reserve the right to change any and all aspects of the event including but not limited to, the event name, themes, content, programme, speakers, hosts, moderators, venue and time.
6.2 We also reserve the right to cancel an event at any time without liability. In these circumstances, we will offer an alternative date, a credit note or a full refund, but no compensation will be paid for any additional costs incurred.
7.1 A concession or discount offered on WMA events is exclusive; concessions or discounts cannot be combined.
7.2 Except for company-wide or pre-agreed discounts, the higher discount will always be applied.
7.3 In the case of special offers, these must be requested at the time of booking in accordance with the relevant offer terms and conditions; they will be applied automatically.
8. Late payment
8.1 Late payment is defined as not having paid within 30 days of the date that appears on the invoice or after the event has occurred.
8.2 In the case of late payment, we reserve the right to charge interest on all outstanding payments at the rate of 2 per cent per calendar month, or part thereof if less than a calendar month, until payment is made.
8.3 In any case where the delegate has not paid, or for example has other outstanding payments, we reserve the right to refuse entry to our events.
9.1 By attending a WMA event, you acknowledge and agree to grant the WMA the right at the event to record, film, photograph or capture your likeness in any media now available and hereafter developed and to distribute, broadcast, use or otherwise globally to disseminate, in perpetuity, such media without any further approval from you or any payment to you. This grant to the WMA includes, but is not limited to, the right to edit such media, the right to use the media alone or together with other information, and the right to allow others to use and/or disseminate the media.
WMA Membership Rules
Read the WMA membership rules here.